Why You Can’t Save Money or Stick to Your Budget

Have you noticed that every time you try to save a little money, you fall behind? It 
seems like something always goes wrong when you start building your savings account, 
or you find other things to spend money before it even makes it to your savings.

This is a very common occurrence, but also one that has some ways to cope and finally 
have the emergency savings you always wanted.


You Don’t Have a Realistic Budget

The first reason you aren’t able to save money is because you don’t have a realistic 
budget. Your budget is either way too restrictive, where you constantly go over it 
because it isn’t possible to stick to, or you always spend a little more on certain things 
than you budgeted for.

In both cases, this can lead to the inability to properly save money.


You Aren’t Making it a Priority

If you want to save money, you have to make it a priority in your life. If it is something 
you will “just do one day”, then you never will. It needs to be a priority, you need to have 
intentions and specific savings goals, or you will likely never be able save much, if 
anything at all.


You Don’t Make Enough Money

This doesn’t mean you can’t adjust your budget, but you might not currently make 
enough for everything in your budget. This is another problem people face where they 
want everything in their life to be the same, and aren’t willing to do without some things 
in order to save money. If you refuse to adjust your lifestyle, then the only option is to 
adjust how much you make.


You Compare Yourself to Others

Nobody else’s life or financial situation is exactly like yours, so there is no reason to 
compare what they have to what you have. You have no idea if all the new handbags 
and designer clothing items someone on Instagram buys is because they were gifted to 
them or they maxed out credit cards for it. Stop comparing yourself to others and just 
focus on your own budget and your own needs.


You Have an Emotional Connection to Spending

If you have a good budget, you make more than enough money to save, and you still 
struggle with it, it’s time to look at why you spend so much money and where. You might 
find that it is stress buying or shopping late at night because of certain emotions or an 
addiction to shopping.

